Sears Credit Cards

Sears Credit Cards are offered throughout North America by Citibank, one of the major financial services providers in the world.

About Sears

Sears, Roebuck and Company is a subsidiary company of Sears Holdings Corporation. Based in Hoffman Estates, Illinois, it is a prominent retailer based in the United States.

Sears offers a comprehensive variety of home, garment, and automotive products to a large number of customers in the United States.


In 2003, the retail credit card division of Sears was sold to Citibank and the other card operations were taken over by JPMorgan Chase and Company.

Sears functions in Mexico under the brand name Sears Mexico and in Canada under the brand name Sears Canada. Sears is also issuing credit cards and other cards in association with Citibank
and JPMorgan Chase and Company.

Forms of Sears Credit Card

Sears Credit Cards are offered in the following types:
Sears Gold MasterCard
Sears Card
Sears Commercial One Card
Sears Home Improvement Account

Benefits Offered by Sears Credit Cards

Sears Credit Cards offer the following benefits to the cardholders:
No Annual Fee
In-store payments
Zero $ liability for unauthorized expenses
Monthly savings and valuable coupons for card members
Instant, secure access to your credit score
Special financing offers
Special card member offers
Temporary shopping pass
24 hours online account accessibility
Online payment options
Identity theft solutions
Life and health insurance

Sears Credit Card Extras

Sears is offering a number of add-on programs, which offer more flexibility to the credit cardholders and they include the following:
Additional users at no extra cost
Returns at Sears without a receipt
Temporary shopping pass at Sears and Kmart if you forget your card
Use your card at Sears, Kmart, Sears.com, Kmart.com, Lands End, The Great Indoors and more
Citi Identity Theft Solutions
AccountCare
Premier Program
Choice Rewards