Friday, October 29, 2010

Protect Your Credit Online with This One Step

If there was a single task you could perform to help keep your credit card information safe online you would do it, right? Think about all of the programs and offers that you hear about everyday that try to get your money. They have their place and can help keep you safe. But you should not use them unless you are first doing this one thing that can help you just as much – and it does not cost a dime.

Change Your Password

That's it. This one simple task can help keep you from trouble by making it much more difficult to hack into your account. And that goes for all of your online banking activities and accounts.

Changing your password helps if it ever falls into the wrong hands from being used against you. A password is the lock on the front door to your account. It is the most basic of security tools (like the keys that you use on your home).

Change it often. Make it a priority to change your password at least every three months. This will require you to go in to each and every account and change them, but schedule a time just as you would do for an appointment and get it done.

Make your passwords hard to hack. Use a combination of letters and numbers (usually you cannot use symbols). Mix them up and make it very difficult to guess or piece together with information about you. Use a small paper journal with a pen to keep your passwords written down and safe.

That's all it takes to strengthen your security, your credit and your life. Do it today.

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