Credit scores can be mysterious things. They’re formulated by taking many factors into consideration, including your total debt load and payment history. For consumers who want to see how their data is affecting their credit score, Credit Karma has a new offering: the Credit Report Card.
This free service requires customers to register with their date of birth and Social Security number. (This information is not stored.) The tool uses this information to pull data from the customer’s credit report. Then they can see a breakdown of how their credit card use and other factors are helping - or hurting - their credit score.
Credit Karma believes that consumers deserve full access to their credit scores. To check out the new tool and get a free copy of your credit report, go to www.creditkarma.com.
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