The text message comes from mofcusrv.org, and purports to be from Mobil Oil Federal Credit Union. "You need to verify your Mobil Oil FCU account," it reads. "Unusual activity." Then it lists a toll-free number where you can call in to verify your Mobil credit card number, PIN, and expiration date. Problem is, once you've given this sensitive information to the "customer service rep", they hang up. They've gotten all the information they were fishing for, and now they're done with you.
This is the latest variation of an old scam that has recently been reported in South Texas. It seems that the scammers are texting massive amounts of people, hoping to find a few that are actually members of the Mobil FCU. Once they receive the information, they duck and run.
Whenever you receive a phone call, e-mail, or text message of this nature, it's probably a scam. Reputable financial institutions will contact you through the mail and won't expect you to give out your information over the phone. If the call sounds legitimate but you're just not sure, call the business's official phone number yourself to ask about unusual account activity. Chances are, this will be the first they've heard of it.
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