Thursday, October 28, 2010

Bank of America Issues Credit Card to Boy, Age 6

Kids do the darnedest things.

For example, six-year-old Bennett Christiansen of Aurora, Illinois, managed to get his own credit card from Bank of America.

Amy Christiansen, the child’s mother, said that all of her family members had been receiving offers of credit in the mail - including Bennett. For a bit of fun, she allowed Bennett to fill out and send in one of the applications addressed to him.

In a totally unexpected development, Bennett soon received a credit card with his name on it, even though he’d listed his birth date as 2002 and his income as $0. The child’s card carried a $600 credit limit.

Bank of America insists that they do not target or give credit to minors, but Mrs. Christiansen was understandably concerned about the ease with which her child obtained his first credit card. She’d better stay on her toes; Bennett’s 3-year-old sibling has also received offers of credit.

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